Jom Money

Jom Money7 articles

Jom Money

  1. Jom Money

    Malaysia Tax Relief 2026: Receipts You Should Start Keeping Now

    Tax season is often difficult not because e-Filing is hard, but because the receipt you need is already missing. Here is a practical 2026 checklist for medical, education, lifestyle, insurance and first-home loan documents.

    3 min read

  2. Jom Money

    EPF Says RM650,000 Is ‘Adequate’: How Much Should You Have From Age 25?

    EPF’s Retirement Income Adequacy framework sets RM650,000 as the Adequate Savings target. We break down the age-based milestones from 25 onwards and what RM650k really means for retirement.

    3 min read

  3. Jom Money

    Malaysia OPR at 2.75%: What Does It Actually Mean for Your Housing Loan?

    Malaysia's OPR is currently 2.75%. See what that means for RM300k, RM500k and RM800k housing loans, including how a 0.25 percentage-point rate change could affect monthly instalments.

    5 min read

  4. Jom Money

    Malaysia Car Loans Changed in 2026: Flat Rate, Reducing Balance and Rule of 78 Explained

    Malaysia's hire-purchase rules changed from June 2026, but banks are still transitioning. Here's what Flat Rate, Reducing Balance, Rule of 78 and EIR mean for new buyers, existing borrowers and early settlement.

    7 min read

  5. Jom Money

    Medical Card Premium Going Up? Malaysia's 10% Measure and MediAsas Explained

    Did your medical card premium jump from RM200 to RM250 or RM300? Here's what BNM's interim 10% measure actually covers, why your total increase can still be higher, and what Malaysia's upcoming MediAsas plan may offer in 2027.

    8 min read

  6. Jom Money

    TNB 800kWh Rule: What Happens at 500, 600, 700, 800, 900 and 1,000kWh?

    Malaysia's domestic electricity bill protection threshold has been raised from 600kWh to 800kWh. Here's what it means for households using 500–1,000kWh, including AFA, the RM10 retail charge, 8% SST and the October bill adjustment.

    6 min read

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