STR Phase 4 2026 Paid: RM500 / RM150, 4–6 November, BSN Collection

STR 2026 Phase 4 Is Being Paid: Up to RM500 for Households, RM150 for Seniors, 4–6 November, New Recipients From the 16th

STR 2026 Phase 4, worth RM1.1 billion, is being paid to more than five million existing recipients from 4 to 6 November, with new recipients and successful appeals from 16 November. Amounts, collecting without a bank account and what to do if it hasn't arrived.

JomGuide Editorial Published 5 Nov 2026 2 min read

The short version: STR 2026 Phase 4 (Fasa 4) started paying on 4 November. Existing recipients are paid from 4 to 6 November; new recipients and successful appeals are paid from 16 November. Households get up to RM500, and seniors without a spouse get RM150.

Information as of 5 November 2026.

Phase 4 at a glance

Item	Details
Existing recipients	4–6 November 2026
New recipients and successful appeals	From 16 November 2026
Households	Up to RM500
Seniors without a spouse	RM150
Total	RM1.1 billion
Recipients	More than 5 million (4 million households, 1.4 million seniors without a spouse)

Prime Minister Anwar Ibrahim announced the payout on 4 November at the Deepavali Mega Bazaar in Brickfields, Kuala Lumpur, timing it for Deepavali.

How the money arrives

With a bank account: paid straight into your registered account.
Without a bank account: collect cash at any BSN (Bank Simpanan Nasional) branch. Bring your MyKad.

Not received it yet? Wait until the 6th

JomGuide's reminder: existing recipients are paid between 4 and 6 November, so don't worry before the 6th. Banks take time to process payments, and crediting times vary.

If it still hasn't arrived after the 6th:

Go to the official portal bantuantunai.hasil.gov.my and click Log Masuk.
Enter your MySTR ID and password to check your payment status.
Make sure your registered bank account is still active and the number is correct.
If you're a new recipient or your appeal was approved, your payment starts from 16 November.

Helplines:

LHDN (HASiL): 1800-88-2747
Finance Ministry: 03-8882 4565 or 03-8882 4566 (9am–5pm)

Watch out for fake links

Every STR payout brings a wave of "STR approved, tap here to claim" scams. STR goes straight into your bank account or is collected at BSN; you never need to tap a link. See STR 2027 Scam Warning: Fake Websites, WhatsApp and the Official Portal.

While you're at it: apply for or update STR 2027

This is the final STR payment for 2026. Applications for STR 2027 are open through MySTR. If you haven't updated in three years, or your income, marital status or bank account has changed, update now. See STR 2027 Applications Are Open.

FAQ

When is STR Phase 4 paid?

Existing recipients from 4 to 6 November; new recipients and successful appeals from 16 November.

How much is Phase 4?

Up to RM500 for households and RM150 for seniors without a spouse. Your exact amount depends on your category.

How do I collect it without a bank account?

Collect cash at any BSN branch.

I'm a new applicant. When will I get it?

New recipients and successful appeals are paid from 16 November.