Jom Explain

Jom Explain5 articles

Jom Explain

  1. Jom Explain

    PTPTN First Class Exemption 2026: First Class No Longer Means Automatic Waiver

    Many Malaysians still remember the old shortcut: graduate with First Class and your PTPTN loan is waived. In 2026, that is no longer the full story. IPTA status, household income, study mode and the application deadline now matter too.

    3 min read

  2. Jom Explain

    Scammed in Malaysia? Do These 3 Things First

    If you have just realised you were scammed, do not waste the first moments researching the scam. Call NSRC 997, contact the relevant bank, then lodge a police report. Here is the simplest order to follow.

    3 min read

  3. Jom Explain

    Malaysia's RM3 Million e-Invoice Threshold: Does Your Business Still Need to Comply?

    Malaysia's e-Invoice exemption threshold has moved to RM3 million, but turnover alone doesn't tell the whole story. Here's how businesses at RM500k, RM1m, RM2m, RM3m and RM4m should think about the new rules and what small businesses should prepare now.

    7 min read

  4. Jom Explain

    Malaysia Passport Ranking 2026: What Does 183 Destinations Actually Mean?

    Malaysia ranks 7th globally in the 2026 Henley Passport Index with an access score of 183. Here’s what that number actually means, how Malaysia compares with Singapore, and why visa-free, VOA, ETA and eVisa are not the same thing.

    5 min read

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